Privacy Policy for AJ Enterprises Clarity
This Privacy Policy describes how AJ Enterprises ("AJ Enterprises", "we", "our", or "us") collects, uses, and discloses information collected through websites and mobile applications owned and operated by us that link to this Privacy Policy, such as the Money Clarity mobile app and www.moneyclarity.app, and any other interactions (e.g., customer service and other communications) that you may have with AJ Enterprises (collectively, the "Services").
PLEASE READ THIS PRIVACY POLICY CAREFULLY TO UNDERSTAND HOW WE HANDLE YOUR INFORMATION. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT USE THE SERVICES.
This Privacy Policy includes the following sections:
1. INFORMATION WE COLLECT
Information You Provide Directly and via Integration with Financial Data Sources, including your name, email, payment information, and financial account data via integrations with services such as Plaid.
Information from Other Sources may include analytics, support, and third-party integrations (e.g., Sign in with Apple).
Automatically Collected Information such as device type, IP address, browser type, app usage behavior, and location (with permission).
2. HOW WE USE YOUR INFORMATION
To provide, personalize, and improve the Services, offer customer support, process transactions, understand usage, enhance security, and comply with applicable legal obligations. We may also use aggregated or de-identified data for analysis and marketing.
3. COOKIES AND SIMILAR TECHNOLOGIES
We use cookies, SDKs, and pixels for analytics, preferences, authentication, and security. You can manage cookie preferences through your browser settings.
4. ONLINE ANALYTICS AND ADVERTISING
We use services like Google Analytics and Amplitude to understand usage and improve performance. We may work with advertising partners who use cookies or hashed identifiers to deliver ads and measure results. Learn more about opt-out tools at the Network Advertising Initiative or Digital Advertising Alliance websites.
5. HOW WE SHARE YOUR INFORMATION
We do not sell your personal or financial data. We may share information with service providers, Financial Data Sources (e.g., Plaid), for legal compliance, and during a merger or acquisition. Public forum data is visible to other users.
6. HOW WE PROTECT YOUR INFORMATION
We apply technical and organizational safeguards including encryption, secure transmission, and limited access controls. However, no system is 100% secure. Keep your credentials confidential and notify us if you suspect unauthorized access.
7. RETENTION OF INFORMATION
We retain your information as long as necessary for the purposes described, or to comply with legal and regulatory obligations.
8. THIRD PARTY LINKS AND FEATURES
Our Services may link to third-party sites or services, including open-source components and Financial Data Sources. We are not responsible for their privacy practices.
9. CHILDREN’S PRIVACY
The Services are not intended for children under 13. We do not knowingly collect information from children under 13.
10. YOUR CHOICES
You can opt out of marketing emails, update your account info, and manage cookie preferences. To delete your account or data, contact us at adam@moneyclarity.app.
11. CANADIAN RESIDENT RIGHTS
Canadian users have the right to access and correct their personal information, withdraw consent (subject to legal limits), and file complaints with privacy authorities. To make a request, email adam@moneyclarity.app.
12. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy to reflect changes in technology, law, or our Services. We will notify you of material changes as required by law.
13. CONTACT INFORMATION
If you have any questions about this Privacy Policy, please contact us at:
AJ Ventures LLC
Copyright © 2025 AJ Ventures LLC - All Rights Reserved.
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